Set up Apple Pay
To use Apple Pay, you need:
A compatible device1 with the latest version of iOS or iPadOS, watchOS, macOS, or visionOS.
A supported card from a participating card issuer.
An Apple Account signed in to your Apple device.
Face ID, Touch ID, Optic ID, or a passcode set on your device.
If you have an eligible card, you can tap your card on your iPhone to add it. Or, you can add your card manually. If you have any issues adding a card, contact your card issuer.
In the Wallet app, tap the Add button
.
Tap Previous Cards to add a card that you used previously.
Tap Debit or Credit Card to add a new card.
Tap Continue.
To add your card:
Tap or hold your card close to your iPhone to add it.
To manually add your card, tap Enter Card Details Manually and follow the onscreen instructions.
Some banks or card issuers might require further authentication. They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
Eligible card issuers will also allow you to connect your account to view transaction details and account information in the Wallet app. Learn how to connect your account to the Wallet app.
To remove a card from the Previous Cards screen, tap Edit > Remove button
> Delete. Then, tap Delete Card to confirm and remove the card from all your devices.
If you have a paired Apple Watch you have the option to add the card to your watch.
On your paired iPhone, open the Apple Watch app.
In the My Watch tab, tap Wallet & Apple Pay.
Tap Add Card.
Tap Debit or Credit Card to add a new card.
Tap Previous Card to add a card that you used previously.
Tap Continue.
To add your card:
Tap or hold your card close to your iPhone to add it.
If you're unable to add your card by tapping or holding it close to your iPhone, position your debit or credit card in the frame to scan it.
To manually add your card, tap Enter Card Details Manually and follow the onscreen instructions.
If necessary, verify your information with the bank or card issuer. They might ask you to provide more information or to download an app before approving your card for use with Apple Pay.
Follow the steps on the screen in the Wallet app on your Apple Watch to manually add your debit or credit card to your watch.
On your device, open Wallet & Apple Pay settings.
On your Mac model with Touch ID, go to System Settings (or System Preferences) > Wallet & Apple Pay.
On your iPad or Vision Pro, go to Settings > Wallet & Apple Pay.
Select Add Card.3,4
Follow the steps on the screen to add a card.
Verify your information with your bank or card issuer. They might ask you to provide information.
On Mac models without built-in Touch ID, you can complete your purchase using Apple Pay on your compatible iPhone or Apple Watch: On your iPhone, go to Settings > Wallet & Apple Pay and turn on Allow Payments on Mac.
Learn what to do if you can't add your card to Wallet
1. Make sure that you sign in to iCloud on all your devices. On your iOS device, you need to set up Face ID, Touch ID, or a passcode. On your Apple Watch, you need to set up a passcode. If you sign out of iCloud or remove your passcode, all credit, debit, prepaid, transit, and student ID card will be removed from that device.
2. If you're less than 13 years old, Apple Pay isn't available and you can't add a card in the Wallet app. Age varies by country or region.
4. In Italy, you can't add Maestro cards to iPad or Mac. In Australia, you can't add eftpos cards to your iPad or Mac. In the Netherlands, you can add Maestro cards to all compatible devices except Mac.
Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer.
Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without recommendation or endorsement. Apple assumes no responsibility with regard to the selection, performance, or use of third-party websites or products. Apple makes no representations regarding third-party website accuracy or reliability. Contact the vendor for additional information.
Published Date: April 10, 2025
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